Bath in a river

A girl after taking bath in a river finds that her clothes missing.
she sees a old man in a cycle, & asks him for a lift to her home.

He says, ok sit on the handle of my cycle & she do.

On reaching her home.
She says Baba thank u so much, but have u not noticed that i have no clothes on my body.

The old man replies, u also not noticed i have no handle in my cycle.